...Case: A mid-sized manufacturing company established for over 30 years was looking to sell to a long time employee.  The transaction was just over $4.0 Million dollars and the borrower needed creative financing to make this happen.  The loan was structured by Sam to include two SBA 504 loans - one for the equipment and one for the real estate.  The other business assets were financed with an SBA 7A loan.  Sam also arranged a line of credit since the companies existing bank was not comfortable providing a line to a new owner. Lastly the borrowers equity was tied up in other investments so Sam showed them how they could access the cash for equity without liquidating their other investments.  With all this and a little seller participation the transaction was completed within 90 days!

   ...Case: Although Scott, the owner of a local office supply company, had a great relationship with his local bank, he called Sam whom he had met some two years earlier, to discuss his opportunity.  Scott needed to finance 90% of a new building purchase including new construction costs.  Sam showed Scott how the SBA 504 loan product would allow him to finance all of the hard costs, construction interest and contingencies and many of the closing costs within the project and obtain 90% financing on all costs associated with the project - not just the hard dollar costs.  Not to mention the appraisal came in below what the lender was looking for but Sam, in conjunction with his contacts at SBA, was able to make the transaction fit parameters even with the lower appraisal! His experience helped navigate this owner to the result he was looking for.

Alliance Capital Corporation is a culmination of years of lending experience with hundreds of business owners and entrepreneurs in a variety of loan types.  If you are looking for expertise that can help you navigate the often complex world of financing options, whatever your needs may be, you should consider Alliance Capital. After all, Alliance Capital Corporation is Your One Source for Commercial Lending!

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