Sam Renta, President of Alliance Capital, has been in the commercial lending industry since 1984 and above all else understands the needs and desires of business owners and entrepreneurs.
In 1993 Sam opened a local office for what was then the largest SBA lender in the country and spent the next 15 years developing his skills and relationships for the company and was consistently a top producer.
In the fall of 2008 Sam decided it was time to take his skills and relationships to a whole new level. On October 23, 2008 he launched Alliance Capital Corporation, a company with not only a focus on SBA lending but also with an understanding of what it took to get these loans done as quickly and efficiently as possible.
The first full year of 2009 was right on the heels of one of the worst economic crisis in American history, which, ironically enough was poised to be one of the most significant years in SBA lending! As banks retreated from conventional lending the Recovery Act put new life in SBA lending. Sam took advantage of this opportunity and positioned Alliance Capital as a force in the SBA world, specifically in the local community and the State of Alabama.
Through relationships developed over many years in the business, partnerships were formed that would allow Alliance Capital the opportunity to provide its clients the one stop to facilitate both SBA 7(a) and SBA 504 loans. Not only does Alliance Capital originate loans that match borrower with lenders, we also offer full SBA loan packaging services for both SBA 7(a) and SBA 504 loans to accommodate the needs of our lenders that may not have this expertise.
With the trust of our clients, referral sources and partners, what began in the fall of 2008 as an idea has grown into one of the most recognized Lender Service Providers in Alabama. Serving as a resource to lenders, borrowers, and consultants, Alliance Capital has helped provide over $200 Million in loans to nearly 150 businesses in a few short years and continues to set ourselves apart from the others.
Sam Renta started Alliance Capital Corporation in October of 2008 after spending the previous 15 years with one of the largest SBA lenders in the country. In 1993 he opened the local office for what was then The Money Store Investment Corporation, which through a series of buyouts became a division of Wachovia Bank. The Alabama market quickly became a top market for the company and continued so until he left the company in 2008. Since the inception of Alliance Capital in 2008, Sam has continued to grow his network of clients consistently and has established Alliance Capital as a leader in SBA lending in the State of Alabama. Since Inception Alliance Capital has helped over 150 businesses obtain over $200 Million in financing for their projects – whether to purchase, refinance or construct a new building, purchase another business, buy new equipment or simply start a new venture.
The University of Alabama, 1983
Bachelor of Science with a Corporate Finance Major
Areas of Specialty:
SBA 504 Lending – Originations, Packaging, Closing
SBA 7(a) Lending – Originations, Packaging, Closing and Servicing
Commercial Real Estate Financing
Zachary C. Renta
As a graduate of The University of Alabama Zach came on board in the fall of 2012 as a New Business Representative. Since that time Zach has learned the ins and outs of SBA lending through firsthand experience.
Since coming on board Zach has become proficient at loan structuring and credit review and understanding how to recognize an SBA opportunity. In addition he has assisted in sales and marketing and has been instrumental in helping us achieve our service goals to our clients.
Zach has become well versed in the SBA program including credit, rules and regulations and helping to facilitate loan closings. Having participated in several online webinars through NAGGL he continues to hone his skills in the SBA industry.
Married with two children.
Alliance Capital Corporation is a culmination of years of lending experience with hundreds of business owners and entrepreneurs in a variety of loan types. If you are looking for expertise that can help you navigate the often complex world of financing options, whatever your needs may be, you should consider Alliance Capital. After all, Alliance Capital Corporation is Your One Source for SBA Lending!
Success Story: Blue Canoe
David Oakley has been in the Commercial Real Estate world since his junior year at Samford University. After spending his first few years with a firm specializing in apartment sales, in 2007 David started selectmyspace.com, an apartment locator service which he sold in 2012. Additionally, David founded The Oakley Group, Inc., David's sales and brokerage firm that does business as Hendricks-Berkadia today and has helped multifamily investors purchase over 200 apartment communities throughout Alabama and the Southeast.
In 2010 David started Blue Canoe Properties, a third party management company which currently manages over 200 single and multi-family properties throughout the state of Alabama.
Growing from an overflowing 2,800 SF office, The Oakley Group d/b/a Hendricks-Berkadia and Blue Canoe now resides in a fully updated, totally renovated 16,000SF office building on the Southside of Birmingham.
Understanding the power of leverage, David saw the benefit of the SBA 504 Program and the ability to acquire and renovate this property using a 90% SBA loan plus the benefits of a fully amortizing fully fixed 20 year SBA portion of the transaction. We are proud to have helped David acquire his new facility and provide renovation funding using the SBA 504 program.
Success Story: Nexan Building Products
In mid-2012 Alliance Capital met Joey Carpenter and Don Garrison of Nexan Building Products (formerly FSI Home Products) of Cullman, AL. Although not the owners of the company the two had run the business for the past ten years as if they were.
The founder of the company was absentee for the most part and was at a point in his career that he wanted to sell the business and focus on other endeavors. Although he decided to postpone the sale until late 2013 Alliance Capital along with our lending partner in this transaction were able to secure financing via both the SBA 504 loan program for the fixed assets and a 7(a) loan for the business assets. The fixed assets (land, building and equipment) were financed over a 20 year term while the business assets (inventory and accounts) were financed over a seven year term.
Nexan Building Products (www.nexaninc.com) has been one of the largest distributors of aluminum decking, railing and fencing in the country and have shipped their products around the world from their 105,000 SF home office/warehouse in Cullman, AL.
Success Story: Doozer Software
Sandy Syx and his partners, Ron Perkins and Barry Sykes, started Doozer Software fifteen years ago. Specializing in customized software, the company had outgrown its leased location in Hoover. When they came across an opportunity to purchase a beautiful 10,000 square foot building in Riverchase, complete with furniture and a full set of gym equipment already in place, they knew this is where they wanted to be!
Alliance Capital met Sandy in late December, and with 60 days to complete the necessary due diligence and to close on the building the clock was ticking. In Sandy's words, "Sam listened. He understood our timing concern and other needs unique to our situation. He helped us secure an excellent financing package including the first mortgage lender and the SBA 504, which turns out to be an excellent rate!...I would say Sam made the process much easier than I ever expected and it seemed like only minutes from our initial meeting to closing - on time!